VA Loans

VA Loans with 1st State Mortgage

For eligible veterans and active duty military personnel, a VA mortgage loan can be a wonderful benefit to take advantage of. The Department of Veterans Affairs guarantees these loans. Qualifying borrowers can finance as much as 100% of the value of the property, ensuring low rates and easier qualification guidelines than with conventional loans.

Benefits of a VA Mortgage

In addition to the excellent VA mortgage rates and no money down option, there are a number of advantages to obtaining a VA home loan, such as:

Get started on a VA Mortgage Loan today

The Mortgage Consultants at 1st State Mortgage are experienced VA home loan experts. They can help you determine whether you are eligible and apply for your certificate of eligibility from the Department of Veterans Affairs. To get started contact 1st State Mortgage at 833-838-7178 for a no-obligation VA home loan consultation.

  • Many VA loans are assumable, meaning if you sell your home the new owners can take over your mortgage rather than applying for a new loan. This is extremely attractive to many buyers and will set your property apart from others for sale.
  • Those with less than perfect credit can sometimes qualify for a VA home loan even if they would not qualify for most conventional loans.
  • A VA mortgage can allow you to purchase a home with very little initial out of pocket expenses. Up to 100% of the property value can be financed, and so can the VA funding fee. Closing costs are permitted to be covered by gift funds or paid by the seller.
  • If you already hold a VA mortgage and would like to take advantage of today's low VA mortgage rates a streamlined refinance can be considerably simpler, less time consuming, and less expensive than a conventional refinance.
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